people

Students issued tax warning

The vast majority of people who earn money are keen to ensure they do not pay too much income tax. For this reason, some use an income tax calculator or PAYE calculator to help them assess whether or not they have.

Students may be among those who can benefit most from such activity, research conducted by one organisation suggests.

According to the Low Incomes Tax Reform Group (LITRG), around six million people are likely to now be receiving tax calculations having not paid the right tax under Pay As You Earn (PAYE), and students are particularly at risk of this.

The reason for this, the organisation claimed, is that such people can find that the system struggles to keep up with their working patterns. For example, undergraduates may be working in several jobs at once, frequently moving between roles, doing irregular work with agencies or be involved in a ‘sandwich’ course during which they work for a year.

Students are advised to keep on top of their income deductions, which may involve using an income tax calculator or PAYE calculator. Not only may mistakes mean they overpay, but they may also result in such people paying too little. In such cases, they could be hit with an unexpected bill at a later date.

With this in mind, LITGR issued advice to students. For example, it stated: “If you start a new job without a P45, but your former employer later gives you one … you can still give it to your new employer for them to adjust your tax code.

“But otherwise, you might need to keep an eye on your payslips and contact HMRC to chase up processing of your P46 to make sure you get put back on a cumulative code if it doesn’t appear to be done automatically.”

Earlier this year, HM Revenue & Customs revealed that a number of people had either under paid or overpaid tax and it sent out correspondence to inform these individuals of the errors.

The Article is written by www.besttaxback.com providing Income Tax Calculator and Paye Calculator Services.Visit for more information on www.besttaxback.com Products & Services___________________________Copyright information This article is free for reproduction but must be reproduced in its entirety, including live links & this copyright statement must be included. Visit www.besttaxback.com for more services!

education

Homeschooling High School – How Much Is Too Much Writing

One frequent variation on the “how much is too much” question for homeschooling involves high school writing. Specifically, what is a usual, acceptable level of writing to ask your high school students to do?

Most high school student curriculum seem to have one 5-6 page paper assigned one or two times per year, with some smaller papers in between. In public school, students are generally asked to write one or two papers like that per year. I personally asked my children to write 500-1000 words per week when they were in 11th and 12th grade. That was about 1-2 pages typed and single spaced, most weeks of the year. It wasn’t all “English” because at times the papers were for History, French, or Art.

This might look like too much to you, but the reason our writing program was successful was because I taught my kids at their level, and I knew how much to push them so they wouldn’t break. That’s why homeschooling works. If you have them write AT THEIR LEVEL, they can learn. If you have them write too much, then they will get irritated, angry, or worse, rebel. I realize that I had my kids write a lot, and I know it was more than most. That’s what my kids did because they were capable, and both ended up being excellent writers. But the reason it was effective wasn’t because of how much I had them write, it was because I asked them to work at their level.

Trust yourself on that. If you are involved with a writing program, and the requirements are killing you – STOP! You’ll discover that each child in your family could be different, as well. Perhaps if you consider having them write for, say, an hour a day, that would be a more reasonable measure for high school. If you feel that your child is being asked to do too much, then I am 100% confident that it is too much.

Have them write each day, and have them write different things. Good writing is all about practice, which means that they do need to do some writing every day. But don’t push them so hard that they dislike writing. Keep a “five year plan” in mind, where they have a love of learning at the end of this wonderful homeschooling.

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How To Motivate Students By Jesus Zeus Salas

Recently, Jesus Zeus Salas presented as a motivational speaker at the Miami Dade Regional Juvenile Detention Centers Extravaganza Day. Below, Jesus Salas shares some of his tips for how teachers, parents, and mentors can better inspire and motivate their students to use education to achieve greatness.

Make Lessons Meaningful

One of the most common questions that teachers hear is why do I have to learn this? Making education relevant to students lives and individual sense of curiosity is crucial to ensuring that they will be engaged in the classroom. Tie lessons into students personal goals, focus on local manifestations of broader concepts, and find out what students are interested in learning about.

Stay Positive

Students are under enough pressure to fit in socially, understand their position in their family, and figure out how to navigate the world at large. Taking some of the pressure off of students at school can turn the classroom from a source of stress into a refuge, and one of the best ways to do that is to be a source of praise rather than criticism. Focus on what students are doing well and encourage them to do more of it.

Give Students Responsibility

When students feel like valued members of a learning environment, they tend to be more invested. By doling out responsibilities to students, such as keeping bookshelves tidy, running a message to another teacher, or helping younger students, you can help them feel like part of a community.

Empower Students

Empower students to succeed by giving them plenty of opportunities to succeed at the things in which they excel. Empower them to make their own decisions by handing over some classroom control to them (survey them about when they want to take breaks, what topics interest them, what types of learning activities they prefer). Empower them to grow personally by acting as a role model and by fostering a sense of respect in the classroom.

Learn What Students Care About

A laid-back student who is passionate about music is unlikely to respond to messages about using education as a way to succeed in business. Get to know each individual student, and tailor messages towards their individual values. Not only will this show that you are invested in students lives, it will also allow you to inspire them in ways that will stick.

For more information on what motivates students to succeed, take a look at the following online resources:

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Loans For Unemployed Students – Higher Studies Are Possible Easily For Every Child

Higher studies in best college are every student’s dream. It’s a big achievement for them. Students who belong to rich families take admissions very easily in such top colleges but students from poor or middle class families can’t afford such high colleges. Hostel charges, purchasing books, examination fees all these things are not easy for them to handle. To help the students in getting the education of their choice Loans for Unemployed Students have been developed my some lenders.

4 types of student loans are available in the market:

Government Student Loans: These loans are provided directly to the students by the Department of Education and they have to repay the amount with interest charged after completion of their studies. The interest charged is low and the amount issued is decided by the lender.

Private Student Loans: Private institutions like bank and lenders issue these loans. Loan is given to the student and has to be returned after completing the studies. The interest charged on these loans is higher than government student loans.

Parent Student Loans: These loans are granted to the parents of the concerned student and they repay the loan after the completion of their child’s loan.

Other Loans: These are like a home equity loan that offer tax benefits.

These loans are free from every credit check. Poor credit holders and zero credit holders are also eligible for the loan. The loan has two forms: secured and unsecured. Secured loan provide amount between the range of 25,000-75,000 and unsecured loans provide amount below 25,000. Secured loans are available for 10-30 years and their interest rate is less than unsecured loans. Collateral is required to get secured loan whereas, unsecured loans are free from collateral. Such loans have made studies easier for every student who has not so strong financial support.

Loans for Unemployed Students is available online. An application is needed to be filled with general details. The form gets checked by the lender and is than approved. After approval money gets directly deposited in the bank account of the borrower. These loans are provided without any fees. It is recommended to repay the loan in time to avoid any penalty or fine. Loans are available 24/7 and therefore, can be applied anytime directly from the home. Without keeping your future on stake you can easily take the loan to achieve higher education.

Harry Dick is financial adviser for Online Loans. click on the links to know more about Loans for unemployed students and Long Term Installment Loans and Bad credit long term loans here.

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Tytler Demands University Named After Guru Govind Singh

Tytler Demands University Named after Guru Govind SinghA Congress delegate led by Bihar in-charge Jagdish Tytler on Sunday met with Governor Debananda Konwar and urged him to set up a new university in Bihar named after the 10th Sikh sage Guru Govind Singh.

Besides Tytler, Bihar Pradesh Congress Committee (BPCC) President Anil Kumar Sharma, Ashok Chowdhary, Vijay Singh Yadav, Girish Sanghi, Prof. Dalveer Singh, Gurudayal Singh, Gurjit Singh, and All India Congress Committee secretary Sagar Raika also appealed to the Governor to take initiative to start Guru Govind Singh University in Bihar.

Tytler said the Governor gave him his word to apprise Chief Minister Nitish Kumar of their demands.
The Congress leader also ruled out removal of Sharma as the BPCC chief saying Sharma had proven himself to be very successful in handling Bihar affairs and the party did not see any reason to replace him with someone else.

As reported, a handful of disgruntled Congress leaders had earlier written to Congress President Sonia Gandhi to sack Sharma on charges of failure to revive the party in the state and failing to promote party agenda in Bihar.
“Previous state presidents either joined hands with Lalu Prasad Yadav or Nitish Kumar when they thought Congress was sinking. Sharma, on the other hand, stuck with the party through thick and thin and has proven his mettle as an effective leader in Bihar,” Tytler said.
Akali dal dumb:roll of BJP & RSS in 1984 Sikh riots
Why Akali Dal is dumb on the role of BJP and RSS whereas they holding mass agitations against congress in the name of justice to Sikhs. Why are they protecting BJP and RSS? Looks Akali Dal is another political party trying to get political profits out of the 1984 riot issue. Now the big question is raised, Is Akali Dal fighting for Sikhs or fighting for it’s own political interests? The role of BJP & RSS is very clear in 1984 riots, still Akali Dal is making statements against congress in the name of Sikh justice whereas remains quite about the FIRs against BJP & RSS members during 1984 riots.

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Student Loan Debt – It’s Not Funny Anymore Kids

Over the last year I’ve sat in Starbucks and heard many a student complain and moan, then laugh about their huge student loan debt. Well, I don’t find it the least bit funny, nor do I approve of our government paving the way to yet another bubble building exercise, but that’s what’s happening, meanwhile colleges and universities have experienced more demand than supply so they have added on new wings, new degree programs and expanded campuses, all the while raising tuition costs to; whatever the market will bear.

In some regards I find it fascinating that the left-leaning academia will continually trash on free-market capitalism while they create a Disneyland type of environment which is not based in any sort of economic reality, then have the brass nuts to tell us how to run our economy.

Now then, there was an interesting piece on MSNBC Money online news on September 2, 2013 titled; “9 Ways to Cut Your Student Loan Debt” – For many, repaying student loans is a burdensome process. Here are some programs that can lend a helping hand,” in which the article sported many novel ideas from getting scholarships to good negotiation. But I have a better idea, get a job, or quit school.

Want to know what’s even worse? Well, the Wall Street Journal has reported that “JP Morgan Will Exit the Student Loan Business,” by Dan Fitzpatrick and Robin Sidel, September 6, 2013 which noted that the company only made $200 million in 2012 from their student loan activities, and yet lent out over $6 billion. What does this mean, it means that with the number of defaults and the chances of these student loans going bad, they cannot risk the losses for such little revenue gains. Congress and the Obama Administration put in price controls, as most socialist countries due in various sectors to no avail disallowing the raising of interest rates even when more and more student loans go into default.

If the banks cannot make money in this sector or making these types of loans they will stop, once they stop there will be fewer loans. Anytime price controls are instituted, and we know this not only from history but as any good student of micro-economics, there will be shortages. JP Morgan although not the largest player in the sector, is still a well-known name and if they’ve decided to do this others will follow, just as opponents to the interest rate moratoriums had predicted, as did I. Please consider all this and think on it.

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Have Online Education For A Brighter Future

Today people realized how advantageous is online education in their field of career. Several degrees on someone’s name is really an advantage. Since we are now living in the world of high technologies and people are too busy in their lives, majority prefer not to spend years to earn higher education. Instead people want to achieve degrees in a fast way and that is through online education. All they have to do is to have a set of computers and Internet service where they could go online to have classes wherever and whenever they want. Because of this, many universities and colleges began to offer online degree programs to cater the needs of people with hectic schedules.

Online education or distance learning is now widely accepted and is the choice of many professionals. The method of teaching here has become virtual. The course content and materials are distributed by post which can be finished anywhere you want. That is why this mode of education is best suited for people who can finish their course at their own pace without quitting their job in attending online classes.

Online education has gained popularity all over the world. It is now the best way to gain new information and enhance one’s skills for academic qualifications. You do not need to loose your job for you to have time in learning. It enhances your academic standing. Most of the employers today appreciates employees who are participating in online education for a higher education. If you work hard and works professionally, promotions and salary increases can be achieved. This mode of education is very flexible. You can pursue a degree in any location as long as you have access to Internet. Most of online degree courses allows you to plan your learning schedule so that it will not have conflicts with your working hours.

But before you consider taking a degree course online, there are some factors you have to take into considerations in order to ensure that you will achieve quality education which have value to the field of your career. You have to know the advantages and disadvantages of earning an online degree. Consider the pricing that the online school offers. Choose only the prestige university or college for online classes. If you have the right guidelines before pursuing an online education, you will surely earn the online degree that will bring you to a brighter future.

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Enhance your skills for entering Italian Universities

Is it your dream to attend a prestigious Italian University?

If it is, you will need to learn Italian or else it will be very hard for you to pursue your field of study. If you want to specialize in Medicine or Architecture, all Italian universities require you to take and pass an entrance exam. This is an exam that you can easily face if you have a knowledge of both the Italian language and the technical terms that apply to your area of study.

Scuola Leonardo da Vinci has been teaching Italian and preparing foreign students to take their entrance exams for many years. We understand that in the beginning it can be overwhelming to have to take an exam that is not in your first language and that is why we have designed a special course help you prepare for it.

-The University Preparation Course for Medicine or Architecture- that includes 4 daily lessons of Italian language preparation that can last from 4 to 24 weeks depending on your language knowledge at the moment of enrollment and 140 lessons of preparation to admission test.

This course carefully focuses on the main subjects that the entrance exam will require you to know. We also pay special attention to grammar and sentence structure, because the exam will evaluate an individual’s correct usage of Italian.

So your preparatory course will consist of two phases. The first phase is dedicated to linguistic training and the second phase is dedicated to reviewing material that is specific to the student’s particular field of study.

By the end of the course students will have acquired a good knowledge of Italian language and the necessary linguistic skills to study for the entrance exam, pass the entrance exam with sufficient results, and to face their first year of Italian university with confidence.

The Preparatory Courses for the Faculty of Architecture will focus on specific architectural language that come from Architectural history, Construction, Science, Mathematics, Physics and other related disciplines.

For the Preparatory Course for the Faculty of Medicine, we will focus on material somewhat similar, because it will be necessary to have an extensive preparation in the subjects of biology, chemistry, physics, mathematics, etc.

If you are thinking about pursuing your university studies in Italy, in Milan or Rome, then these courses would be the right courses for you.

Next courses will start on March 8th, 2010…for all the information about dates and prices for 2010 please visit our website www.scuolaleonardo.com.

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Best Kids Education Place Lovely Public School Yojna Vihar

Lovely Public School is located in Yojna Vihar in New Delhi. The school aims at providing quality education to its students. The school has gradually reached the top. Latest techniques and innovations are introduced from time to time. The school is working on the holistic development of the students. The school is providing them the platform to explore and tap their talents and potential. The school was established in 1966. The school was born out of dream of ideal thinker Shri. R. P. Malik. The dream was materialized by devoted Director Principal Dr. (Mrs.) S.D. Malik.

The school is run and managed by Lovely Bal Shiksha Parishad. Its a Govt. registered society that consists of highly qualified staff and well-reputed educationists. It is an English medium co-educational institution that has classes from Nursery and Class VII. The school has highly trained highly qualified, pain staking and experienced staff. The all-round development of the student is the aim of the school.

The institution aims at imparting sound education with knowledge to its students. Qualities like co-operation, discipline, self-confidence, regularity and punctuality are inculcated in the students. The main objective of LPS is to discover the Indian culture through the development of three H- Head, Heart and Hand. The school believes in respect for all religions and moral values. The salient features of the school are low teacher-student ratio i.e. 1:25. The students get individual care as there are only 25 students in a class. The school has friendly, professional and dedicated teachers.

The students also have regular doubt clearing and problem solving sessions. The students also get to go on educational tours, regular field trips, excursions and picnics. Leadership qualities are inculcated in the students. The school also lays emphasis on moral values and spiritual teachings. Students also get training in yoga, meditation, judo-karate and skating. The school also lays stress on dance, music, clay modeling, art and craft and other co-curricular activities.

The curriculum is based on CBSE guidelines. The school also nurtures the emotional and social skills of the students. The school focuses on improvising the leadership, attentiveness, application and investigatory skills. The school has well-designed buildings that sprawl an area of few acres. The school has a Mini Appu Ghar that is set up in school for the amusement of the pre-primary students. The school has a well-stocked library and a computer lab.

The writer of this article is a school adviser in OnlineSchoolAdmissions.com and providing free of cost consultancy to parents and schools for fast and easy online school admissions in the pre-schools of India as per their choice. Parents can look for schools directory list on the site from where they can get information about Lovely Public School Yojna Vihar, top play schools in Delhi and Lovely School Yojna Vihar.

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Do I Need A Cosigner For A Student Loan

The price of working with college is constantly increasing Each and every year. The amount of college graduates around the globe is the highest it has ever been. This has upped the bar for everyone, as many white-collar jobs and many blue-collar jobs now require a college degree for employment. Because the costs are always heading upward, many people find it tough to pay for school without a private student loan. So what is the best means for locating a private student loan without a cosigner?

If you are wanting for some assistance in paying for college, one can take two routes. There are federal student loan programs and private student loan products. The utilize of private student loans is growing much quicker than the choose of federal loans, and if current trends continue, will surpass the use of federal student loans by 2025. Prior to applying for any type of student loan, it’s critical to do your home-work. The federal programs available are much easier to find, so more time should be spent on compiling a list of private loans. create Sure you concentrate on both local and national private loan banks.

As soon as the list has been compiled, the largest issue with getting a private student loan is many banks and credit unions require the borrower to posses a cosigner. There are a few tricks to obtaining around this clause, and many lenders will permit the loan to go through without a cosigner. The biggest item is the credit score of the individual applying for the private loan. If your credit score is a bit low (below 690), create an effort to boost the score to at least 728 or higher prior to applying for the loan. This will dramatically improve the chances of the private loan going through, and lower the interest paid out.

A second aspect contemplated by a bank or credit union will be the number of the loan requested, and the degree being studied. Certain professions contain higher education expenses than others. In order to remove of a cosigner, many banks will lower the private loan number but might require the student to apply for grants and some federal aid to cover the balance. In addition, the banks will assess the earnings potential of the degree being studied to determine the amount to lend out. Keep in mind, it is their job is to evaluate risk and the borrower’s ability to repay the loan – certain degrees contain a higher earnings potential than other degrees.